★★★★★ Thursday, November 21st 2024 ... 1:28 am EST
- Make The Decision To Buy
Consider the benefits of home ownership
Satisfaction of being a homeowner
Possible tax deductions
No more landlord
Start building equity - Seek Professional Guidance
Contact your REALTOR®
Contact your lender - Get Preapproved
Credit score and credit history
2 years credit history
3 or 4 trade-lines on credit report
Pay your bills and keep credit history clean
Employment history
2 years job history
College counts if you are working in your area of study
Assets
Bank accounts, stocks, mutual funds, IRA
2 months worth of savings
Property value
Loan amount and purchase price
Debt to income ratio
Other documentation
2 years W2 forms
Last two pay check stubs
2 months bank statements - Searching For The Home To Purchase
Where do you work?
Where do you want to live?
How much home can you afford?
What you like and what you don't.
Work with your REALTOR® - Find Your Dream Home
Earnest Money deposit
Personal check or wire deposit into escrow
At least 1% of your offer
Earnest money deposit (EMD) kept only with signed contract - Negotiate The Deal
Did I offer enough or too much?
Offer, counter-offer
Curb your emotions - The Closing Period (contract To Closing)
Working with mortgage lender to fund the loan
Gather the needed information for the lender
Property appraisal
Property survey - Close The Deal
Closing disclosure
Settlement statement
Closing costs
Sign many documents at the closing - Move In ...!
Congratulation and enjoy your new home.
Lifetime Buyer Guarantee
Please Fill out this form and we will tell you all about our exciting lifetime 100% guarantee as long as you own the home you buy through us. Only name and email are required, however the more info you provide, the faster and better we can serve you.
Your privacy is important, and we will not sell or share your information with others.
